Real or Rumor: Edition 2

Aimee and Cheryl tackle Real or Rumor topics such as the City Attorney's Office and bus wrap funding.



http://www.youtube.com/watch?v=S2OAwxo_HmA&hl=en

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Massage Therapy - 7 Steps to Successful Whiplash Recovery

Following an auto accident the initial matter the claimant will need to take care of is their whiplash injury, which can be examined by a medical professional. At this visit have the medical professional write you a referral script for medical massage at any Greeley massage clinic that accepts insurance for payment. Visiting a medical professional is incredibly important if you want 100 % compensation since getting your injuries examined you may reduce your chances of the injuries from getting any worse as well as you will have proof that you sustained a personal injury due to the accident. In addition the medical professional can assist you in finding all proper care by referring you to local therapists and/or other medical specialists.

Legal Steps:

1. Acquire professional legal guidance in order to find out if you are a candidate for a whiplash claim due to the fact of the unpredictable nature of the recovery from whiplash injury. Be sure to ask your attorney for a recommendation to a highly skilled Greeley massage therapy facility.

2. Acquire a medical report documenting that you are suffering through a whiplash injury and begin receiving treatment. This approach will assist your attorney to go forward with your whiplash injury compensation claim. Obtaining the appropriate legal team in your corner can be a key turning point for your overall experience. Most people do not have any experience in dealing with insurance companies, the attorneys have this experience...

3. Be sure to get the name and contact information of the involved party as well as their automobile's license plate number together with insurance details. These are useful information for the accident claim case. It is a legal requirement to supply the appropriate details if requested by accident involved parties. Possible Wellness Steps:

4. Medical Massage - Any time medical massage is performed on the body, it improves blood circulation, decreases tension, reduces trigger points, improves range of motion, and also minimizes daily pain, improving an individuals overall well-being. Find a Greeley massage therapy treatment center that has years of experience in dealing with whiplash and other auto accident related injuries.

5. Chiropractic - The intention of a chiropractor will be to realign the spinal joints as well as enable the joints to restore their natural range of motion. This is generally achieved through gently rotating the patient's head in the direction of joint stress or dysfunction. Following a number of rotations, the chiropractor will apply either a quick thrust or a gradual, steady motion to realign the joints. A number of chiropractors favor the gradual, steady motion for nervous or first-time patients. There are many good and highly qualified chiropractors in the Greeley area.

6. Physical Therapy - Physical therapy is an effective treatment regarding whiplash, particularly when combined with other treatments, Chiropractic, and medical massage. With whiplash, the soft tissues in your neck are damaged, therefore a physical therapist may work with you in order to restore appropriate function and motion of the soft tissues. All three options above include both passive and active treatments. Passive treatments assist to relax your body. They are called passive simply because you will not have to actively participate. Most likely, you are suffering from acute pain because of whiplash, therefore you will more than likely start with passive treatments as your body heals and/or adjusts to the pain. The ultimate goal with all three therapies is to have the patient doing both passive and active treatments.

7. Acupuncture - In the Chinese medical community, it is understood that acupuncture may be utilized to help heal numerous illnesses and injuries. Whiplash injury is just one example of this. There are virtually hundreds of acupressure points recorded in by Chinese physicians. Acupuncture treatment consists of targeting pressure points identified as the Tianzhu BL-10 and Fengchi GB-20. These are pressure points positioned at the back of the head, near the neck.

The majority of individuals recover entirely from a whiplash injury in the first six weeks. Additional symptoms continue to improve over the course of a year. There is a less than 50% chance of suffering from symptoms after three months, and less than a 20% chance after two years. No reliable method is available to predict the prognosis. Individuals who receive care as early on in the injury typically have better and faster results. If the individual waits for a long period of time after the whiplash it gives time for scar tissue to build up which causes more overall pain and takes a longer period of time in the healing process.

Understanding what happens to the tissues in the cervical region during a whiplash injury will help you to see just how important it will be for you to contact a local Greeley massage therapy facility.

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Work From Home - Online Jury Duty

While it is not likely that you can make enough money to quit your day job, working from home becoming an online juror pays reasonably well for the time involved. You can make from $10 to $60 or more per case. Each case might take 20 minutes to 90 minutes to evaluate and respond.

You can do an online search using the keyword phrases "online jury duty" or "mock jury online" to get about 58,000 results. The major online jury services are: Online Verdict, eJury, Jury Test, Trial Practice and Mock Juror.

First of all you do not have to pay to become an online juror. You can sign up for as many jury or mock trial services as you can find all at no cost to you.

Then one day you will get an email asking you to participate in an upcoming trial or to see if you are still interested and available. Respond quickly to the email or you will be left out of the jury pool. Trials only accept a certain number of juror responses and then deliberations are over and you are out of luck!

You and other jurors will work on trials from your own area. You may be asked to sign a confidentiality agreement.

You will be given the case from the two perspectives and asked to comment on or answer questions about the case. Your opinions, just like in a real court case, are important to the outcome of the trial. Smart attorneys and insurance companies are more and more turning to this online service to evaluate their cases prior to a real trial.

I recommend taking any case that comes your way in the event your receiving future ongoing work at home opportunities may be dependent on your continued participation.

You may also be asked to participate in online discussion groups or focus groups regarding trial issues. Pay for this type of work usually starts at $10 an hour. I once received $25 an hour for six hours of work two days in a row.

PayPal has been the payment method of choice. You usually will get paid about five days after the conclusion of the case or mock trial.

Keep track of the mock jury services with which you signed up as it can become confusing trying to log into their system if you are using multiple user ID's or passwords. I keep a small spiral notebook for that purpose.

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Banks That Don't Use Chexsystems

What banks don't use Chexsystems?

The banks that don't use Chexsystems are banks that supposedly will not run a Chexsytems check on you when you apply for a checking account per that bank. This is a list that is going around the internet. People are charging any where from $20-$30 for this list. You can get this list free by clicking here. Why can't I get a Checking Account while in Chexsystems?

You must have overdrawn your checking account and did not pay the bank back so that closed your checking account and reported you to Chexsystems.

If you have overdrawn your bank account the bank will send you a notice in the mail or try calling you to get you to pay up so that you have a positive balance not a negative balance. The banks aren't out to get you, they honestly do try giving you a good few weeks to settle up your account before they report you. They just don't see a negative balance and rush off to report you to Chexsytems. They tell you first so do not ignore.

If you choose to ignore the bank, well just like a creditor reports to a Credit Reporting Agency, the bank will report you to their "agency" and that is Chexsystems.

How Do I Know If I am In Chexsystems?

If you have applied for a Checking Account recently and the bank manager or Rep came back and told you that you were denied because you were in Chexsystems would be the most embarrassing way to find out. To avoid any embarrassment you would want to order your Chexsystems report.

What Information is on My Chexsystems Report?

It is quite scary what is on your Chexsystems report. Your name Social Security Number, the bank that reported you, why they reported you and quite a bit more information. Click here for more details concerning what is on a Chexsystems Report. How Long Will I be Stuck In Chexsytems? 5 LOOOONG years. Unless you were reported falsely. If so, you can dispute this by using our Chexsystems Dispute Forms.

Is there a Way to get out of Chexsytems?

You could possibly call your bank and try to work something out. It really depends on the bank. You can ask your bank that if you pay can you please delete me from Chexsytems and see if they agree to that. You would want that agreement in writing. We have heard of people who go out of their way to pay off their Chexsystems (bank's debt) only to still be stuck there still. No removable. So should you even bother paying them is up to you.

It's all in the banks hands after they report you. It is not up to Chexsystems to remove you. They cannot do so without the Bank's permission. If the bank agrees to remove you from Chexsytems if you pay the debt GET IT IN WRITING. They are not obligated to do so without proof. Chexsystems will also ask you for the proof of this and you need this again, in writing from the bank.

Hassles of being in Chexsystems:

Can you imagine not being able to have a bank account for 5 years? Not being able to write checks? Pay your bills? Using Money Orders. The best way to stay out of Chexsystems is to make sure that your Bank Account does not get overdrawn. Do not bounce checks. If times are tough and you so happen to overdraw your account, make sure you make every effort to work with the bank to get this back into a positive balance. Do not ignore an overdrawn bank account, you are then committing Chexsystems Suicide. With times being tough now, it would be in your best interest to work with your bank and tell them the financial problems you are going through and to work something out with them so that they do not put you in Chexsystems.

Chexsystems Alternatives: visit our website for many alternatives: Click Here

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Talks About An Interesting Case Pt. 1

www.criminalliti8tor.com The Hall Law Office is a law firm devoted exclusively to criminal defense. If you are facing criminal charges, you should know that the decisions you make during the infancy of your case will impact your ability to successfully mount a defense. Whether you have been arrested pursuant to a criminal complaint and warrant, or pursuant to an Indictment, or whether you have been approached by law enforcement as a suspect or subpoenaed to testify before the grand jury, you need a skilled, respected criminal defense attorney to represent you. www.criminalliti8tor.com



http://www.youtube.com/watch?v=huHlo0v27Vo&hl=en

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How Many Identity Theft Complaints Were Filed In 2007?

Are you like 258,427 other consumers? I hope you said "No!" This is not a group that you want to be a part of! According to a report put out in February 2008 by the Federal Trade Commission, 258,427 is the number of Identity Theft complaints that were filed with the FTC last year. That number makes up 32% of the total number of complaints received!

Since the FTC gathers data from over 125 other organizations, this number is a pretty accurate representation of what is going on out there. The most amazing fact is that 65% of these victims did not even file a police report!

The FTC report ranked all of the states in order of number of complaints. The metropolitan areas with the highest per capita rates of reported consumer fraud complaints are Albany-Lebanon, Oregon; Greeley, Colorado; and Napa, California.

So what were all of these people complaining about? Credit card fraud (23%) was the most common form of reported identity theft, followed by phone or utilities fraud (18%), employment fraud (14%), government documents/benefits fraud (11%), loan fraud (5%), and bank fraud (13%).

Electronic fund transfer-related identity theft continues to be the most frequently reported type of identity theft bank fraud during calendar year 2007.

If you use any of these forms of money or information transfer be sure you know who you are dealing with. Never send money or personal information to someone you do not have full and verifiable identification for. How can you do that? If they call you find out how you can call them back. If you call them, get as much identifying information as you can and ask to speak to a supervisor. That is not fool proof but it helps. Also, in most states it is legal to tape conversations with only one party consenting. Try telling them that you are going to record the call for your own safety. If they decline, be suspicious, after all most of them are recording you!

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Work From Home Business - Electronic Clipping Service

An electronic clipping service is a new age version of the old style newspaper clipping services where actual "clips" of a newspaper were cut, saved and forwarded to interested business entities for a fee. Today the work is all done with a computer.

This work from home business opportunity is a database business. You are contracted to watch for newsworthy items that may be of interest to your clients. You make your money when you forward the "clip" to your client.

You must like doing online research and know your way around the Internet. Your experience using computer database research and online information services would be helpful.

This work-at-home business works best as a sideline business or part-time to supplement other income. This would also make a good secondary business when added to an existing entity like a virtual secretary service.

Focus your efforts on local or regional media (newspapers, periodicals, journals and magazines) since the larger clipping services do a good job covering national and international publications. The unmet need for your services will be found in your ability to provide timely local clips.

Your business can be entirely computerized with incoming news service and RSS feeds. Online database providers and online keyword or phrase searches provide articles that may be of interest to your customers. Your job is to monitor the specific media and "clip" the newsworthy items. Your customers are then sent their "clips" on a previously set schedule, via an email, hardcopy, or disk, FAX or CD-ROM.

Set your fees on a monthly flat rate basis and price special requests for additional work at about $25/hour which is an industry standard.

You might want to start out by offering 30 day free trails or reduced fees in exchange for each new client referral; anything to get your name out into the marketplace. Most of your customers are going to come to you by word-of-mouth advertising, so be on your best behavior and do a good job. An electronic clipping service can be a good source of growing revenue as the word spreads about what it is you can do.

Your homework: Do your keyword phrase research using online information services before you set your fees and business structure. My Google search just turned up 797,000,000 sites for those keywords. Go online and read what services are in demand and how other clipping services market their merchandise. Write down tips and good ideas.

You should be aware of copyright laws and that you may need to pay for any articles that you clip or copy. Although the copyright subject is beyond the scope of this article, don't let the issue stand in your way. Seek the professional opinion of a qualified attorney. You often can get a free 30 minute consultation.

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